Author: Henry Chu at Golden Gate Sotheby's International Realty

Why Today’s Mortgage Debt Isn’t a Sign of a Housing Market Crash

Equity / Foreclosures / Mortgage Rates

Why Today’s Mortgage Debt Isn’t a Sign of a Housing Market Crash

One major reason why we’re not heading toward a foreclosure crisis is the high level of equity homeowners have today. Unlike in the last housing bubble, where many homeowners owed more than their homes were worth, today’s homeowners have far more equity than debt. That’s a big part of the...

Don’t Miss Out on the Growing Number of Down Payment Assistance Programs

Agent Value / Buying Tips / For Buyers

Don’t Miss Out on the Growing Number of Down Payment Assistance Programs

With rising home prices and volatile mortgage rates, it’s important you know about every resource that could help make buying a home possible. And one thing you’ll want to be aware of is just how much the number of down payment assistance (DPA) programs has grown lately. Take a look...

The Big Difference Between Renter and Homeowner Net Worth

Equity / Infographics / Rent vs. Buy

The Big Difference Between Renter and Homeowner Net Worth

Some Highlights If you’re torn between renting or buying, don’t forget to factor in the wealth-building power of homeownership. Unlike renters, homeowners gain equity as they pay their mortgage and as home values rise. That’s why, on average, a homeowner’s net worth is nearly 40x higher than a renter’s.  Connect...